For Business Lenders, ISOs & Brokers

Your Sales Team Is Dialing Leads That Will Never Fund.

OmniaIQ identifies which leads are creditworthy before your first rep picks up the phone — in real time, with just a name, phone, and email.

Watch: How OmniaIQ Stops Dead Leads Before They Reach Your Sales Floor

The Problem

The Problem Isn't Your Team. It's Your Funnel.

Your reps aren't lazy. Your market isn't dead. Your product works.

The problem is that unqualified leads are walking straight through your front door — and your expensive sales labor is the filter.

01

Rep time wasted on a borrower who was never going to qualify

02

Underwriting bandwidth burned on files that should have died at intake

03

Acquisition spend that funded someone else's closed deal

04

Funded borrowers you paid to find — that your team never got to work

Leads InWhat Closes
DNQ · 78%
Qualified · 8%

That's not a volume problem. That's an intake problem. And buying more leads doesn't fix it — it scales it.

Book Your Free Strategy Call

The Solution

OmniaIQ Is a Pre-Qualification Layer for Your Lead Funnel.

Before your sales team touches a file, OmniaIQ runs a soft credit pre-qualification using just the lead's name, phone, and email. No hard inquiry. No SSN required. No application.

Within seconds, you know exactly which files deserve human attention — and which ones don't.

All leads overview in OmniaIQ

THE VERDICT

Hard data. Instant verdicts.

Every applicant is triaged into Qualified or DNQ — with offer eligibility already mapped. Your closers only ever touch files that move.

  • Soft-pull FICO + unsecured debt load
  • DTI and monthly-payment thresholds
  • Automatic offer-tier stacking (LOC · SBA · MCA)
  • DNQ reasoning surfaced for credit-repair handoff
DNQ#4712
FICO540
DTI68%
Unsecured$41k
4 recent late pays · 2 collections · route to credit-repair partner.
Qualified#4718
FICO742
DTI18%
Household Inc.$184k
Eligible: SBA · LOC · Credit Stacking
Offer up to $120,000

What's Inside Every Pre-Qualification

Everything a Lender Needs to Make a Decision. Included in Every Run.

Most tools give you a score and a yes or no. OmniaIQ gives you the full picture — the same depth that used to require an SSN and an extra $10–$15 per file.

Financial Profile

  • Personal income
  • Household income
  • Debt-to-income ratio (DTI)
  • Total unsecured debt
  • Monthly payment obligations
  • Credit access available

Credit Profile

  • Credit score
  • Applicant age
  • Public records (open & closed)
  • Collections (open & closed)
  • Inquiries (last 6 months)
  • Late payment history
  • Installment loan accounts
  • Lines of credit
  • Revolving accounts
  • Real estate accounts

Full Credit Report — Included

Every pre-qualification includes a complete downloadable credit report — the same report lenders typically pay $10–$15 for separately, which normally requires a Social Security number.

With OmniaIQ: name, phone, and email only. Soft pull. No credit impact. No extra charge.

Replaces a $10–$15 credit report. Every time.
DNQScore: 516 · Jing Liu
DNQ lead overview

DNQ. $49,774 in unsecured debt. 45 late payments. You know before you dial.

QualifiedScore: 716 · Jeron Moore
Qualified lead overview

Qualified. $102K income. Clean profile. Your rep knows exactly what to offer.

Full Credit Report

Qualified credit report

The complete credit report — account categories, balances, alerts, and 25 credit factors. Included in every run. No SSN. Soft pull only.

The Numbers

The Numbers Don't Lie.

This is what your funnel looks like right now — and what it looks like with OmniaIQ screening every file before your team touches it.

VS
Without OmniaIQ
Leads purchased100 leads × $50 each
Total lead spend$5,000
Industry close rate5%
Funded deals5
Total revenue$25,000

95 leads your team worked for zero return.

$4,750 spent on leads that never funded.

DNQ offers screenshot

All four offers declined — before your rep dials.

With OmniaIQ
Leads screened by OmniaIQ100
Pre-qualified leads30 of 100
Lead spend on qualified only$1,500
Funded deals5 (same result)
Total revenue$25,000 (same result)

$3,500 saved. Zero qualified leads missed.

That $3,500 buys more pre-qualified leads.

Qualified offers screenshot

Qualified — four offer types with amounts, ready to work.

Same revenue. 70% fewer leads worked. $3,500 saved and ready to reinvest.

Book Your Free Strategy Call →

How It Works

Three Steps. Real Time. Nothing Replaced.

1

Connect in Minutes

Plug OmniaIQ into your existing CRM or lead source via a simple API integration. Nothing in your current workflow changes. Your team keeps working where they already work.

2

Every Lead Gets Screened Instantly

Every lead is run through OmniaIQ's decision engine automatically. Soft pull. Real-time result. No SSN. No application. No friction on the lead's end.

All leads screened in the OmniaIQ dashboard
3

Your Reps Work Qualified Files Only

Qualified leads arrive with a credit score, loan type eligibility, income data, and a full credit report already attached. Your reps know who to call and what to offer before they dial.

Qualified offers attached to a lead

The Full Picture

Stop Guessing at Intake. Start Knowing.

  • Real-time Qualified / DNQ on every lead
  • Credit score, age, and DTI per file
  • Personal and household income
  • Total unsecured debt and monthly obligations
  • Full public records: collections, inquiries, late pays, installment loans, revolving, real estate
  • Loan type eligibility: Line of Credit, SBA, MCA
  • Full Credit Report — downloadable, included in every run, no extra cost
  • No SSN required. Soft pull. No credit impact.
  • Replaces a $10–$15 per-file credit report
  • Every lead logged to your OmniaIQ dashboard automatically
  • Direct CRM integration via webhook
OmniaIQ dashboard

Your OmniaIQ command center — qualified leads, remaining runs, and live activity.

Get Started

Stop Paying for Leads Your Team Can't Close.

Book a free strategy call. We'll show you exactly where your funnel is bleeding — and what your numbers look like when dead demand stops reaching the sales floor.

No commitment. No pitch. Just a clear look at your intake problem and how to fix it.

Common Questions

No. OmniaIQ uses a soft credit pull only. It does not appear on the borrower's credit report and does not impact their score in any way.

The Lenders Who Know Which Files to Work Will Win.

The rest will keep paying their reps to find out the hard way.